“Is there a scheme for me?”
CM Punjab Apni Chhat Apna Ghar
Housing loans to build a new home, or add a floor or room under Apni Chhat Mehfooz Chhat. Existing applicants can request their next instalment online. Toll-free helpline 0800-09100.
CM Punjab Asaan Karobar Finance
Business loans of PKR 1–30 million for small and medium enterprises, at 0% markup to the borrower and repayable over up to 5 years. Fully digital, through the Bank of Punjab. Helpline 1786.
CM Punjab Asaan Karobar Card
Interest-free loans for small entrepreneurs through a digital SME card. New registrations are currently closed, so check the site for reopening. Helpline 1786.
Punjab Small Industries Corporation
Runs the Asaan Karobar schemes, interest-free loans for artisans and women entrepreneurs, and small industrial estates.
Punjab Skills Development Fund
Funded skills training in 250+ trades. Programmes include Hunarmand Naujawan, Tabeer (international placement), Advance Tech and Mein Digital for rural women.
Punjab Daanish Schools & Centres of Excellence Authority
Quality schooling, with sports and co-curricular activities, for children from remote and underdeveloped areas of Punjab.
Hum Qadam Program (PSPA)
Monthly cash assistance for persons with disabilities. It's for low-income households (PMT score of 30 or less) that hold a NADRA special CNIC or B-form.
Zewar-e-Taleem Program (PSPA)
Cash stipends for girls in public schools in 16 low-literacy districts, to keep them enrolled.
Aaghosh Program (PSPA)
Support for mothers and children during the first 1,000 days, from pregnancy to a child's second birthday.
Khud Mukhtar Program (PSPA)
Skills, training and productive assets so that BISP beneficiary households can earn their own living.
Bunyad Program (PSPA)
Early childhood care and education for young children.
Sila-e-Fun Program (PSPA)
Financial support for elderly and financially vulnerable artists who have contributed to their field.
Income Generation Scheme for PWDs (PSPA)
Livelihood support that helps persons with disabilities move from cash aid to earning an income.
Nayee Zindagi Program (PSPA)
Treatment (including skin grafting), skills training and interest-free livelihood loans for acid-attack survivors.
Masawaat Program (PSPA)
Social protection support for transgender persons in Punjab.